Wallis State Bank

Rates for Certificates of Deposit and Interest Bearing Accounts - Texas Customers Only

Disclosed Annual Percentage Yield accurate as of January 10, 2017

Certificates of Deposit Under $100,000
Minimum to open: $2,500

 Term
Compounding Frequency 
 APY*
Interest Rate 
30 Days
None
0.40%
0.40%
3 Months
Quarterly
0.55%
0.55%
6 Months
Quarterly
 0.65% 
 0.65% 
9 Months 
Quarterly
 0.65%
 0.65%
12 Months
 Quarterly
 0.90%
 0.90%
18 Months
 Quarterly
 1.00%
 1.00%
2 Years
 Quarterly
 1.15%
 1.15%
3 Years
 Quarterly
 1.25%
 1.25%
4 Years
 Quarterly
  1.40%
 1.40%
5 Years
 Quarterly
  1.50%
 1.50%

 

Certificates of Deposit $100,000 and Over
Minimum to open: $100,000

 Term
Compounding Frequency 
 APY*
Interest Rate 
30 Days
 None
0.60%
 0.60%
3 Months
 Quarterly
0.65%
 0.65%
6 Months
  Quarterly
0.75%
 0.75%
9 Months
  Quarterly
0.90%
 0.90%
12 Months
  Quarterly
1.00%
 1.00%
18 Months
  Quarterly
1.10%
 1.10%
2 Years
  Quarterly
1.25%
 1.25%
3 Years
  Quarterly
1.35%
 1.35%
4 Years
  Quarterly
1.50%
 1.50%
5 Years
  Quarterly
1.60%
 1.60%

 

Interest Bearing Deposit Accounts

 
Compounding Frequency 
 APY*
Interest Rate 
NOW Account (minimum to open is $100.00)
 Under $1,499.99
No interest earned 
0.00% 
0.00% 
$1500.00+ 
Monthly 
0.20% 
0.20% 
       
 Personal Money Market / Business Money Market Accounts (Personal Money Market minimum to open is $100.00) (Business Money Market minimum to open is $2,500)  
 Under $2,500
No interest earned 
0.00%
0.00% 
 $2,500-$49,999.99
Monthly 
0.40% 
0.40%  
 $50,000-$89,999.99
Monthly  
0.50%  
0.50% 
 $90,000+
Monthly  
0.50% 
0.50% 
       
 Prime Star Money Market / Business Prime Star Money Market Accounts (Personal Money Market minimum to open is $100.00)  (Business Money Market minimum to open is $2,500) 
 $0.01-$49,999.99
Monthly   
0.50% 
0.50% 
 $50,000-$99,999.99
Monthly   
0.55% 
0.55% 
 $100,000-$249,999.99
Monthly   
0.60% 
0.60% 
 $250,000+
Monthly   
0.85% 
0.85% 
       
Savings (minimum to open is $100.00)   
 $0.00-$9,999.99
Quarterly 
0.20% 
0.20% 
 $10,000-$24,999.99
Quarterly  
0.25% 
0.25% 
 $25,000-$49,999.99
Quarterly  
0.30% 
0.30% 
 $50,000+
Quarterly  
0.35% 
0.35% 
       
 Quinceañera Savings
 
 
 
 $100.00
Quarterly   
0.35% 
0.35% 
       
 Account Analysis
Earnings Credit Rate 
 
0.40% 
 Prime Rate
 
 
3.50%
 
Penalties for early withdrawal.  Interest rates are subject to change without notice. 
APY* disclosed assumes interest remains on deposit until maturity. 
Interest rates may change after the account is opened.  Fees could reduce earnings.
*Annual Percentage Yield
Member FDIC
Back to Top